Graeme Holm has a lot of insight and expertise in finances. He is very passionate about helping people overcome their debt or other financial challenges. At the same time, he sees disturbing trends when it comes to finances. For instance, he has seen people who have taken out a mortgage loan more than 5 years ago return to try to borrow more money even though they had hardly reduced the amount of money they have owed. Among the reasons that they were borrowing more money were renovations and adding something new to the property. Graeme Holm has seen that a lot of clients have increased the amount they owe on the home as opposed to reducing the debt on their mortgage.
Debt is one area that Graeme Holm is often willing to talk about the most. He has a lot of insight on what it would take to pay off debt. He also has some information for people who may want to avoid getting into debt in the first place. After all, debt should be something that is considered as a last resort. The worst thing that happens is that people get themselves into a kind of debt that they can’t pay off.
Another thing that Graeme Holm has noticed at some point was that there was a gap in the Australian mortgage market. A lot of clients did not have regular support. This was one contributing factor 3to the problem of debt for a lot of clients. They were not able to get adequate advice. They were also not able to access any services to help them throughout their journey of paying off anything that they owe. After these discoveries, Graeme has worked on providing clients with something that can help them pay off their loans. He has come up with something effective enough to help people pay off more of the debt they owed in 90 days than they would’ve been able to without the assistance.
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