Greensky Credit CEO David Zalik Changing The Game On Loans

Would you think that someone who did not graduate high school would be one of the top businessmen in America? Probably not, but in David Zalik’s case it is definitely true. The reason is because he is not only an incredible innovator but he was also a child prodigy who aced the SAT score at the ripe old age of 13. He immediately begin attending afternoon classes at Auburn where his father was a mathematics professor. He also soon realized when it was time for high school that he wanted to attend classes at Auburn full-time. When you look at his early history, it really comes as no surprise that he would grow up and become the incredibles innovator in business he is today.

Once David Zalik became a full-time student at Auburn, he didn’t immediately become an entrepreneur right away. He started his first business simply because he wanted to date the older female college students. He eventually sold the company, called Microtech, in his early twenties for a couple million dollars.

That was perhaps a harbinger of things to come for him, because his newest venture is called Greensky Credit. This financial technology company is built on a rather amazing premise: they Market their app to home remodeling contractors. After that, the home remodeling contractors are able to make quickly approved, unsecured loans to the homeowners they service.

In reality, the idea for Greensky is incredibly brilliant: these contractors market the loan to homeowners, but the contractors have to pay Greensky 6% for the privilege. Moreover, even though Greensky has to partner with fourteen megabanks, the banks also pay Greensky a 1% fee for the privilege. Do you realize the ramifications of this? There’s literally means that Greensky is making money from both the contractors and the banks! Home contractors love Greensky because it helps them expand their business, and these banks love Greensky because they get more deposits. Thus, they are more than happy to pay a small extra fee for Greensky’s services.

In a sense, Greensky Credit serves as another middleman to help homeowners pay contractors for house repairs. Greensky is not on the hook for any defaults, and the beauty of this program is that it is not limited to just highly expensive home renovations. Just to sum it up, David Zalik is not just a millionaire now. This innovative idea has made him America’s newest billionaire.

Mike Baur Brings The Swiss Startup Factory Into Brewing Business Niche

Mobile technology and the brewing industry may now be merging together, or at least that’s what young innovators at the Swiss Startup Factory are pushing for. SSUF cofounder and executive chairman Mike Baur helped organize a beer hack event along with Feldschlösschen Brewery CEO Thomas Amstutz, and it featured many of the organization’s top tech developers and coders forming new industry ideas. The young entrepreneurs attending the brewery were given a tour of the facility first, then they gathered with several of the brewery’s managers, other SSUF leaders and Baur himself at the Westhive to put their new beer hack ideas to work. The areas they needed to address with the beef hack were digital, product marketing and experience. One standout winner of the hack was “U-Beer,” an app that lets you order beer from just about anywhere and provides quick delivery. All projects completed at the hack were brought back to the SSUF to be used in investor pitches.


Mike Baur got into startup investing and founding the SSUF after he realized that working in commercial banking was no longer right for him. Working at a big bank was considered a high honor in Switzerland back in 1991 when Baur was only 16 and entering his apprenticeship at Union Bank of Switzerland. Most young men went to their occupation by way of apprenticeship at that time, and Baur actually had quite a financial acumen. He kept earning promotion after promotion with UBS, and he moved to Clariden Leu in 2008 to become a commercial bank board member. But the recession of that year brought in changes that he soon grew dissatisfied with, and six years later he quit his banking job.


What Mike Baur realized was that investing in new businesses and pouring in the resources to turn new developers into leaders could spark a brand new part of Switzerland’s economy. He began meeting with college professors and advisors, students and independent boutique firm executives and laying out the plan for an accelerator with a structured program. The SSUF launched in late 2014 and after taking in its first batch of attendees, new companies became visible in its portfolio. Baur loves what he does along with CEO Max Meister and chief operating officer Oliver Walzer which is constantly interacting with and coaching the young entrepreneurs. He has high hopes of Switzerland one day running its own Silicon VA kind of place just like the US and Sweden currently have.


Lawrence Bender’s Accomplishments in Film & Society

Kill Bill was released in 2003. It is about a former assassin, played by , who is betrayed by her peers. She is left for dead in a church, pregnant and in a wedding dress. The movie jumped forward in time, joining Uma in the midst of a revenge plot. One name has already been marked off her list, and the next is a woman played by Vivica A. Fox.

The movie was released in two parts, but it was filmed in one session. In addition to , the film also features David Carradine, Lucy Lui, Daryl Hannah, and Michael Madsen.

The second volume of the film was released in April of 2004. The film adds several new actors to the line-up including Samuel L. Jackson. The second volume picks up where the first left off, continuing to showcase ‘s killing spree.

Everyone knows Kill Bill as being directed by Quentin Tarantino, but few know of its producer: Lawrence Bender. He worked with Tarantino on his very first feature film and many films after.

“I feel like Quentin and I are great partners,” Lawrence Bender said during an interview for his former university. “We trust each other quite a bit, and in trust, you are able to expand. Bender believes that the best movies come from well-acclimated producer/director teams.

Lawrence Bender also likes to work towards creating a better world. He worked alongside Al Gore to create a documentary about the environment and global warming called An Inconvenient Truth. Al Gore eventually won a Nobel Peace Prize for his contributions towards the awareness of climate change.

Lawrence Bender was asked by the University of Maine about issues that are deserving of a in-depth documentary today, and he replied with a long list of issues. “AIDS, poverty, over-fishing of the oceans,” he said.

Lawrence Bender may be an Academy Award winning producer, but for his altruistic efforts, the ACLU gave him the Torch of Liberty Award.

Dr. Mark McKenna – The Creator of OVME

Dr. Mark McKenna is the creator of innovative aesthetic enhancement company, OVME. Just opened its doors in March of 2018 in Buckhead, Atlanta, OVME has produced many incredible results on patients since its start and word of mouth has showered the community and both women and men have flocked. The business offers both aesthetic enhancement treatment services and retail products through a system of on-the-call delivery Botox services similar to the concept of Uber. What a great and creative addition to the Atlanta community by Dr. Mark Mckenna.

Dr. Mark Mckenna has always had the drive to be an entrepreneur. His mom and dad were both entrepreneurs. His dad started his own medical practice and his mom started her own publishing company. So growing up, Dr. Mark McKenna always saw the possibility of making a success out of your own ideas and effort. After graduating with a medical degree from Tulsa University, he would work out of his dad’s practice, but he would also start his own real estate business in process, which his dad would help him on and they would take the business to a multi-million dollar worth. He would continue to build the business for advancement, time after time again, before it was destroyed by Hurricane Katrina in 2005.

Dr. Mark McKenna would rebuild in Atlanta and start another business, a wellness center, ShapeMed – he would also take this business to a multi-million dollar status as well. He would sell the business to Lifetime Fitness, Inc. for $4.4 million [$4.4 million dollars was a very generous offer]. Afterwards, he would start OVME. His drive to succeed as an entrepreneur was great and it served him well.

OVME is thriving very well in its beginning stages. Great skincare products, innovative aesthetic enhancement technology and house-call Botox services, a very unique business, unlike anything anyone has ever seen before. A large collection of services that helps patients become more comfortable in their own skin – face, body, health and skin services for both men and women, specifically speaking, Botox® and Dysport®; hair removal and weight loss; B-12 shots and hydration therapy; erectile dysfunctional medications and much more.

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Ricardo Torso’s Proposal for Regularization through Law 13,254

Also referred to as asset repatriation, Ricardo Tosto has been at the forefront for advocating for the regularization of assets abroad. He had made such an appeal through Law 13,254 on 13th January, 2016 with a perception that the proposal will open doors for technical exchanges between lawyers in Brazil and those in foreign countries.

Relevance of the repatriation proposal

Ricardo Tosto is the co-founder of Leite, Tosto and Barros law firm which is based in Brazil. Knowing the significance of international partnership in law, the skilled lawyer believes that the population of Brazil will greatly benefit particularly in regards to recovery of national resources. One person that is in support of Ricardo Tosto is Gil Vicente Gama who is an advocate at the Nelson William Advogados and Associates. He pointed out that repatriation of resources would open ways of partnership between the national and foreign lawyers. He further claimed that the process would be able to facilitate processes and procedures that involve particularities from different countries.

Congress approval of the law

Since it was proposed to the House, Ricardo Tosto notes that the proposal has faced a lot of challenges before it became approved. First, it was subjected to an income tax rate of 17.5 percent with a fine of 17.5 percent. However, this amount was later reduced by the text rapporteur, Mr. Manoel Junior to an income tax and fine rates of 15 percent respectively.

Possibility of amnesty

With law 13.254 in place, Ricardo Tosto believes in the possible acquittal of certain crimes such as misconduct, laundering, and tax evasion. This would mean that only serious crimes like resource confiscation and corruption are punished. In this context, the partnership between lawyers of Brazil and other nations would aid in the mapping of Brazilian citizens who hide out resources they acquire in other countries.

About Tosto

Ricardo Tosto has represented many clients including big companies in cases that have gained national recognition. He has over the past advocated for politicians, the Brazilian government, NGOs, and multinational companies, and has worked very hard to defend his clients. Ricardo Tosto is also aware of his experience and potentials and as such has never lost any of his cases. He has also contributed greatly to different laws in the Brazilian community with the aim of improving the society.

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OSI food solutions is a leading company in the category of global food providers based in the UK. It manufactures and sells products of meat including raw chicken, assemblies of sandwiches, hot dogs, bacon, smoked products and beef patties that are cooked. It partners with the best of the world’s retail food and food service brands to provide products that excite and fulfill the needs of customers. With the best financial and infrastructure resources, they are focused on offering their clients with extensive skills of sourcing, developing, producing and distributing to them food solutions that are custom globally.

OSI food solutions acquired Baho Foods to broaden their presence in Europe. Baho Foods manufactures meat products including chicken, beef, sausages and other products of pork in the Netherlands. This move was a great benefit to OSI since Baho Foods has five Brands in the market, diversifying the products to fit their consumers’ needs.

OSI Food Solutions recently increased their food production capacity to double at its already existing Toledo Operation in Spain. This investment’s cost was about €17 million, increasing processed products of chicken to 24,000 tons from 12,000 tons every year. This expansion has improved OSI’s total capacity of production to over 45,000 tons of quality pork, chicken and beef products.

The entire project would add 20 more jobs to the already existing and occupied 140 positions, including the newly created job position of the development manager of products. This position’s holder would be responsible for ensuring there is dedicated and skilled leadership for both the new developments in products and the existing products’ developments.

OSI’s Spain Managing Director José María del Río said that the expansion was a solution to the increasing chicken products demand in both Portugal and Spain. There has been a 6% average increase in demand in the last ten years and an 8% average increase in the past three years. The company is anticipating continuously increased demand, but with this project, they are ready.

The addition of buildings included a new hall for production, areas for receiving and shipping products, a storage facility of supplies, nitrogen, and hot water tanks, employees’ social area and storage rooms of waste containers that are refrigerated. It also included a kitchen for the development of products to offer the best services to their consumers and client’s needs. The COO and President of OSI, David McDonald addressing the achievement said that they were excited that they were creating opportunities for jobs and adding capacity.

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What Robert Ivy Did to Receive His Award

On April 11, 2018, Robert Ivy received the Noel Polk Lifetime Achievement Award from The American Institute of Architects Award. This is the first time he received this kind of award other than artists or art patrons. There is no other architect that can create better designs that’s more accessible to the general public than Robert Ivy from Mississippi.

Today, Robert Ivy has a rightful place in the acclaimed list of Noel Polk Award of honors. Since 2011, Robert Ivy has been the CEO of the American Institute of Architects. Not only he’s an architect but an author and editor as well.

As far as AIA President Carl Elefante is concerned, Robert Ivy is a worthy ambassador of our company. Before Robert Ivy became the CEO of the American Institute of Architects, he worked as an Editor-in-Chief at McGraw-Hill’s Architectural Record. When Robert Ivy became head of Architectural Record it became the most popular journal worldwide and received numerous awards. One of these awards Robert Ivy received was the National Magazine Award for excellence. Also, Robert Ivy headed up the design and construction media during China’s economic boom. He launched a Mandarin architectural design in China and throughout the Middle East as well.

Follow Robert Ivy on Twitter

Since Robert Ivy worked at the American Institute of Architecture, the company has grown throughout the world, having the highest memberships in recorded history. Today, thanks to the AIA, we have many architects around the world aided by seven global chapters that includes China and Canada. Previously, Robert Ivy received honors from the national architect fraternity Alpha Ro Chi for communicating the value of design. He shares the designation Master Architect with other architects like Mies van der Rohe, Richard Buckminster Fuller and I.M. Pei. Robert Ivy is one of seven to receive the fraternity’s honor in a 100-year history.

Robert Ivy went to Sewanee College to receive a Bachelor of Art’s degree in English. Also, Robert Ivy received his Masters of Architecture degree at Tulane University. Before Robert Ivy became an architect, he joined the US Navy and served as an officer. On June 2, Robert Ivy was honored along with stained-glass designer Andrew Cary Young from Pearl River Glass Studio. Every year, MIAL gives out an occasional lifetime achievement award to the most creative individuals in their line of fields.

The AIA was founded in 1857 and continues to work hard to make more durable and healthier buildings today.

Read more: Robert Ivy to receive Lifetime Achievement Award

OSI Industries Grows Beyond Just Meat Production

OSI Industries has 55 meat processing plants located all across the world, and in each region they serve they partner with local farmers and supermarket chains to deliver products that match what customers in that region want. As the main supplier to McDonald’s and their restaurants, OSI Industries has put a lot of effort into food engineering and developed mass distribution capabilities. Just this last year two high-technology processing plants were opened in the Philippines and Spain with two of OSI Industries’ partners GenOSI and OSI Spain. Most of OSI Industries’ products are meat, but they’ve expanded to other produce and baked goods now. They have a selection of tofu, potpies, vegetable entrees and other non-meat products that their research teams put together.

OSI Industries is headquartered in Chicago and it’s where it was begun in 1909. Otto Kolschowsky, a butcher started with a small shop that was turned into a large market center. His sons stayed involved in its management as he grew older and they took over, and hence their market center became known as Otto & Sons. After becoming the main meat supplier to McDonald’s, they began their endeavors to increase their processed meat output by building plants with advanced assembly lines. The man who helped Otto & Sons get the capital to build the plants was Sheldon Lavin, and he became a substantially larger part of the company in the next few years. Recognizing his financial knowledge and ability to plan for long-term growth, the Kolschowskys decided to make him the CEO of the company. As Lavin took over, the company then bought several other plants and it made its way into South America, Europe and Asia and changed its name to OSI Industries.

In addition to having plants and office buildings in its own name, OSI Industries has also bought several other wholesale companies like Baho Food and Flagship Europe. Its meats are also imported from farms like Amick Farms and Fair Oaks Farms, and along with McDonald’s they’ve also supplied meats to restaurant franchises like Subway and Pizza Hut. OSI Industries has been ranked in the top 10 of meat companies along with the likes of Tyson Foods and Perdue. The executives of OSI Industries also chair the board of the Ronald McDonald House Charities and other charities in Chicago. They also received a prestigious award from the British Safety Council for food safety adherence.

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Rodrigo Terpins and The Drive and Sacrifice He Has Just To Achieve His Racing Dreams

We go extra miles just to improve. To conquer the unchartered, to break barriers and to explore undiscovered paths. When we want to grow in areas that don’t get enough attention from us, we risk, sacrifice and leverage our available time to give it our extreme level of attention. This is the kind of attitude of winners, of conquerors, explorers, of the great fighters and warriors in the history. In the present time, we also have people like Terpins whose passion in racing has never seemed to be beaten.



The Race That Defines His Career



It is said by many experts that we are defined by the actions we take, and we are also sometimes blinded by the many things that we think are within us, but are not. In the case of Rodrigo Terpins and his race participation, we can indeed say that he’s blinded by the risks and threats to his life. He is blinded by the 2,600 kilometers of the race track that he had to go through to make sure that he gets to the finish line. He is blinded by the seven stages of the race that, around him, could define the fatality of his life or probably make him the ultimate champion. All of these issues are what can be found during the 22nd Edition of the most significant off-road race rally in Brazil today, the Sertoes Rally. Check out




Sertoes Rally has been marketed to be the best and most fulfilling race in Brazil today, but according to the adversities and the competitors in the game, the Sertoes Rally is more than just a competition. It seems to be one of the greatest challenges to them that could test their limits, put them on the pedestal of victorious racers and give them the satisfaction that they deserve. In the case of Rodrigo Terpins, the results of the race was truly a definitive mark of his career as a racer. With his team, he seized the 8th position in the overall ranking, and with that victory, he is now set to achieve higher and more difficult races in the future.


Clayton Hutson Takes Sound Engineer Very Seriously

Clayton Hutson has become the sound engineer that major stars like Maxwell, Pink and Marilyn Manson go to when they want the best quality for their shows. He has become someone that has taken on multiple roles at certain times, and this has allowed him to gain the attention of even more people in the business. There are musicians like Kid Rock that have been able to take interest in his skills as a sound engineer.


When it comes to being successful in the music business there are some things that people must take account of if they are working behind the scenes. The first thing that a sound engineer production manager needs to be concerned about is the safety of the stars that are taking the stage. This means that any type of trip hazard should be taken care of. The lighting issues should not be anything that will cause harm to the star or the band that is performing.


There are also other things to keep in mind when music production is in place. The sound is going to be very important. It totally throws off the show and makes the audience very disgruntled when the sound engineer has not done their job. Mic checks and checks for the music instruments should all be handled so that the show will run smoothly.


People that are on tour are going to want someone that is able to produce results. They are going to be much more likely to use this person again if this is someone that knows how to get things done quickly and efficiently. In many instances artists that are on will make a request for the same sound engineer as they move to another tour date in the city. They will often use the same engineer throughout the tour if they are satisfied with the work that is being done. Learn more:

Clayton Hutson knows how much this means when it comes to credibility in the industry. A good sound engineer is going to have their name spread throughout the industry. By contrast, a bad sound engineer is also going to have a name that is made for themselves. It is up to the sound engineer to make the decision on how they will be received. Clayton has become someone that has earned a reputation of doing good work, and this has followed him inside the music industry.