HCR Wealth Advisors Helps to Guide Clients Through a Volatile 2018

The world of finance moves rapidly these days. A near infinite stream of information pours in and investors must often make decisions quickly. Mountains of wealth can move in a short period of time and it is the ability to sift through information that will make the difference.

Data analysis is more important than ever. HCR Wealth Advisors, based out of Los Angeles, California, has years of experience sifting through the sea of financial information. The wealth advisory firm says there is a reason to be optimistic about 2018 but to expect increased volatility.

2018 comes off the heels of a very good 2017 for the world of finance. Every month of 2017 showed a positive return across the S&P 500. In fact, the return on the S&P 500 was 21.7% between the market’s opening on January 3 and the market’s close on December 29.

But HCR Wealth Advisors knows that a stable year is often followed by a more volatile year. Geopolitical turmoil is one of the factors driving the volatility of the 2018 stock market. The market has seen 400-point swings and showing signs that it could be the bumpiest year since 2008.

Investors can take advantage of volatile markets. There are a variety of tools that can help capitalize on the market’s swings. That’s why it can be important to get personalized investment strategies for your portfolio.

That’s exactly what HCR Wealth Advisors has been doing for years. The SEC-registered investment advisory firm gets to know their clients on a personal level in order to understand personal needs. This helps the investment firm to develop a personalized strategy that can help you mitigate risk while taking advantage of 2018’s volatility.

The firm endeavors to work with families for the long term. Many clients have stuck with HCR Wealth Advisors for more than 10 years because the firm empowers clients to manage their portfolios. HCR Wealth Advisors also prides itself on transparency and keeping their clients fully informed of all investment strategies. Each client is given a list of positive and negative points to different strategies. That’s why many clients are committed to staying with HCR Wealth Advisors for generations.

Find out more about HCR Wealth: https://www.brightscope.com/financial-planning/firm/9605/Hcr-Wealth-Advisors/

HCR Wealth Advisors is not affiliated with this website.

Betsy Devos: A Philanthropist

Betsy DeVos, the Secretary of Education, is known for her tenacity when it comes to supporting certain political policies. This tenacity is being brought into question, however, thanks to a report that Ms. DeVos opposed a policy change by President Trump.


The policy in question, which allowed transgender students the right to choose which bathroom to use while in school, was revoked by President Trump in February of 2017. A report from within the Department of Education suggests that DeVos warned several members of her staff about the White House’s decision hours before it came. Additionally, it is being reported that DeVos was against the removal of the bathroom policy. One aide, who works at the Department of Education, assured a member of the gay and trans community that DeVos would fight against the removal of the policy.


Aside from this report, however, there is no evidence that Ms. DeVos opposed the bathroom policy removal. DeVos praised Trump for removing the policy in a speech she gave to members of the Republican Party. She likened the policy to other such policies born from the Obama administration which she and other members of the Republican Party consider to be government overreach.


Betsy DeVos, who became the Secretary of Education in 2017, faced some opposition. Her appointment to the position was met with a hearing, and her confirmation was delayed. The hearing resulted in her approval, however, and she has held the position of Secretary of Education since.


In her position, DeVos makes trips to schools and universities around the country in support of her policies. She is a proponent of school choice, a collection of programs that allow citizens to choose the quality of school their children will attend. DeVos is also a supporter of charter schools and Christian education in the school system. Additionally, DeVos is a fierce proponent of a school voucher system. Such a system would make it possible for private schools to receive public funding.


DeVos and her husband are active philanthropists and have given several million dollars to education and arts programs throughout the United States.


For updates, follow Betsy DeVos on Facebook.

Sussex Healthcare – A Leading Employer For Caregiver Professionals

Caregiving can be a very compelling field for people in the healthcare field. Caregivers enjoy being able to help people get through life a little bit easier, and they get to deal with all walks of life in all sorts of different situations. Caregivers also get to form personal bonds with patients they take care of on a weekly or even daily basis. Some caregivers do home visits, which means they’re always moving around and won’t feel like they’re stuck working in one place. However, not all healthcare companies are the same, especially with how they treat their employees.

Sussex Healthcare puts big investments into both their patients and caregivers in order to provide a pleasant and personal environment that adequately supports everyone involved.

Read more: Sussex Healthcare: Celebrating 25 Years of Care

Become a caregiver at Sussex Healthcare and you’ll standard benefits you’d expect, as well as a wide range of other great benefits you will surely take advantage of. Weekends receive a bonus pay rate, there is a free shuttle for staff, and there are plenty of mentoring, training, and specialty training programs to keep you relevant in your field. These are just some of the great benefits offered to Sussex Healthcare caregivers.

As a Sussex Healthcare caregiver, you will be assisting patients with a wide variety of everyday tasks from bathing to cleaning. You will be expected to have a high level of independence, as you will often be working on your own with little supervision. Because you’ll be dealing with all different types of people, you will need to be outgoing and able to interact well with everyone.

Do you enjoy the benefits Sussex Healthcare has to offer, but looking for something other than caregiving. They are also hiring for a wide range of other positions, including a department manager and assistants. Consider applying today and you could be on your way to a better healthcare career!

Learn more about Sussex Healthcare: http://www.shc-audiology.co.uk/contact-us.html

Can OSI Industries Sustain Its Success

Do you know anything about the wholesale food industry? Are you aware that OSI Industries is one of the biggest players in this specific field? If you haven’t heard about this company, then you’re not alone. OSI Industries’ name says it all. This is a mega-company that extends its reach into 65 different countries. Some of the countries included are Japan, Brazil, Germany, Ukraine, the Netherlands, Spain, Canada and India. The company has also been in existence since 1909, and it’s still going strong as of today. Much of OSI’s success has come from acquiring stake in other businesses. By doing so, this company has been able to get a firm grip on the competition. In some cases, OSI Industries has taken over control of a business while retaining many of the business’ employees.

In most circumstances, a company’s leadership is one of the most important factors to gaining success. OSI Industries has top-tier leadership at every level of the game. David McDonald and Sheldon Lavin are the key figures here. These two individuals have definitely put in tremendous amounts of work throughout the years. McDonald is OSI’s president, and Lavin is OSI’s chief executive officer. Both individuals are highly qualified because they have been well-trained. McDonald started out at OSI as a project manager, and he has put in 30 years of experience. The Iowa-native has earned a bachelor’s degree in Animal Science, and he has been presented with the Outstanding Senior Award thanks to his high standards and achievements. Lavin has earned a bachelor’s degree in Business, and he has founded a successful financial consulting firm in the city of Chicago. To know more OSI click here.

Thanks to being able to perform the daily tasks of processing, shipping, managing and developing, OSI Industries will surely be around for another 100 years. The company will also modernize its business plan to meet the ever-growing demands of the public, and that’s a guaranteed fact.

Steve Ritchie Might Have Saved Papa John’s

Steve Richie has recently been nominated as the new CEO of Papa John’s Pizza and his first action might as well have saved the entire company’s future with a heartfelt apology letter to all of its customers. Nowadays, more than ever, companies have been put on display for their behavior thanks to social media and how fast information travels through them. Thanks to how involved we all are with social media, actions seem to have a bigger impact than ever before, be it good or bad. So when a CEO comes out and publicly apologizes to all their customers, it is bound to reach an incredible number of people.

The letter, while heartfelt and promising, shows that Steve Ritchie Papa John’s is well aware of how important this moment is for the entire company. In it, he tries to convey that the company does not, and will not take racism and insensitive language lightly, while it also tries to address what steps the company will take from here on out.

It also does a great job at trying to focus on the fact that the company is made of all kinds of people. As well as trying to restore the faith of its costumers by saying, “We want to regain your trust, and we will work hard to earn it.”

According to courier-journal.com, to achieve the goal of regaining the trust of customers, he promises to take certain actions such as bringing external experts to help audit the company and make sure they have an environment that promotes inclusion and diversity. As well as a feedback system that will help make sure the company is heading towards a forward path.

While he promises to be personally involved with these new actions from the company, it also ties the customers back to them by stating that they will always be transparent and that they want the customers to hold them accountable for their actions. It’s a great way to make sure that their customers feel important and that they matter.

It’s still early to say if this maneuver from the CEO will impact the brand in a positive way, however, in case it does we might see a shift in the way big companies deal with the public.

Social Media Profiles:

Lacey & Larkin: Starting the Frontera Fund

Mike Lacey and Jim Larkin are two reporters that started the Frontera Fund in Arizona with money they won in a civil lawsuit against former sheriff Joe Arpaio and Maricopa County, Arizona where Arpaio was elected to county office until 2016, when he was voted out by the people in Maricopa County.

Lacey and Larkin were arrested on October 18th in 2007 for running a story about Arpaio and the County. The two had published scathing reports in the Phoenix New Times about various violation by the sheriffs office. These allegations included racial profiling, inhumane prison facilities, injury and death of inmates, illegal detention of U.S. citizens and profiling Hispanic citizens and immigrants.

As a retaliation against the Phoenix New Times and its staff Arpaio convinced County prosecutors to obtain a Grand Jury Warrant that would give the sheriff access to all electronic communications of the paper and its employees. When presented with this warrant Lacey and Larking decided not to comply. In fact they wrote an article for the Phoenix New Times about the illegal warrant.

This was too much for Arpaio, who ordered the two arrested. Using his infamous “Selective Enforcement Unit” to perform the arrest Arpaio had his two biggest critics put in separate jails for exercising theit 1st Amendment Rights.

A national uproar forced Arpaio to release both reporters within 24 hours and drop all charges. This incident was crucial in bringing Arpaio into the national spotlight where he delighted in proclaiming himself “America’s Toughest Sheriff” on national news. When asked why he was in jail, Lacey told other prisoners, “Writing.”

Lacey and Larkin were freed but they were not content to let the matter be. Taking Maricopa County to civil court they argued in front of the 9th Circuit Court in their multi-year suit.

Deciding for Lacey and Larkin and making Maricopa County pay the two $3.7 million in damages, the 9th Circuit Court wrote that they could not conceive of a more direct or blatant attack on the 1st Amendment. The Court also noted that the original arrest warrant was never valid as the County prosecutor failed to follow proper procedure when attaining the warrant.

Lacey and Larkin turned the money over to their new charity, the Frontera Fund. Frontera provides financial assistance to Hispanics is need in Arizona. They turned the incident into a chance to help.

Financial Writer Ted Bauman

Ted Bauman has devoted his career to helping people connect with the resources that make them live a life that is free from financial constraints. Born in Washington, Ted later immigrated to South Africa during his youth ages. Ted Bauman went to the University of Cape Town and studied History and Economics. He worked in various jobs helping people who required financial assistance for over two decades. In addition to this, he served as a fund manager for a low-cost housing scheme and brought together several organizations such as Slum Dwellers International. Ted has also worked with the United Nations as well as international governments as an advisor. All these experiences allowed Ted to have a deeper understanding of how politics and economics relate to each other and their influence on the society. Ted returned to his country in 2008 and started working as the director of international programs.

In 2013, Ted Bauman joined Banyan Hill Publishing as an editor. Because of his writing background, he started “The Bauman Letter” a newsletter that provides advice on securing and preserving wealth. In addition to this, he offers unique strategies and investment tips aimed at helping his readers and subscribers. Recently, Ted Bauman began “smart money” a stock trading service which is published weekly. Ted has always had a desire to assist other people, and his financial background has helped him realize his dreams. He was motivated to protect other people’s rights from government threats as well as other prominent organizations.

After returning to the United States, Ted became part of a non-profit organization in Atlanta, Georgia. He was later encouraged by his father to join the financial writing world, his footsteps of his dad. Financial writing made Ted make his first money. His experience from South Africa and his background in finance made him became successful quickly in the U.S. His economic knowledge was of vital importance when Ted became a writer as it took him less effort and time to come up with content that was appealing to public attention.

In his early days in his career, Ted Bauman had issues with time management. He has learnt that there must be boundaries when it comes to any company. An organization must evaluate what it can achieve without depending on the guidance from outside. Ted argues that people always recognize his name because of the works of his dad and this has made him successful as a writer at Banyan Hill Publishing.

Hussain Sajwani Reaping In Real Estate

Hussain Sajwani is an investor. He is popular in the real estate sector in Dubai and the entire Arab world. He is an astute property developer determined to develop high quality and world-class properties. In a bid to achieve his goals, he founded DAMAC in the year 2002. The firm has grown tremendously to become a leader in the real estate business. Many people in the world admire it. He is the chairman of that firm which continues to earn him a fortune and respect across the globe. Real estate business has made many people millionaires. He is among those personalities who are directing all their energies in a bid to cement their place in this business.

According to forbesmiddleeast.com, Hussain Sajwani happens to have interests in the real estate business at the right time and the right place. Dubai happens to be one of the fastest growing cities in the world. As such, the value of real estate is escalating to unimaginable levels making investors who have interests in this sector to be wealthy. Many investors are finding Dubai to be the haven for real estate investments due to the favorable tax regime and the political stability experienced in the region, As such his company DAMAC is appropriately positioned to tap into this opportunity.

DAMAC has moved in fast to give opportunities to people who want to invest and live in Dubai. The real estate market in Dubai will continue to be strong in the years to come. Most importantly, there will be favorable returns for those who invest in the high-end real estate. DAMAC happens to have interests in high-end properties.

Hussain Sajwani was born to a middle-class family in Dubai which had Omani roots. His father had to work for long hours at his store to earn a living. On the other hand, his mother used to hawk goods to ladies from their home. Perhaps such humble beginnings would play a key role in ensuring Hussain Sajwani worked hard to have a better life in future. Hussain Sajwani was determined to start and run successful businesses, and this is how he came to found DAMAC. See Sajwani’s job history here.

Additional info: http://www.arabnews.com/tags/hussain-sajwani

The Rise of Rodrigo Terpins in the Rally Racing Sport

The name Rodrigo Terpins is iconic in the Brazilian sports fraternity. He is known as an achiever and a fan of rally races. Mr. Terpins has competed in several rally races across Brazil, and he is well-known for his participation in the Sertoes Rally. Mr. Rodrigo Terpins’ family loved sports and was inspired by his father, Jack Terpins, who is a former president of Maccabi Latin America Confederation and Latin American Jewish as well as a former basketball player. In fact, Rodrigo’s brother, Michel Terpins, is a decorated rally driver as well, and they race together for the Tea Bull Sertoes Rally Team. The Terpins brothers have participated in some of the most prestigious rallies in Brazil using both MEM Motorsports and T-Rex.


Rodrigo Terpins took part in the just concluded Sertoes Rally alongside his co-pilot, Fabricio Manchiana. The 22nd Sertoes Rally edition stretched over two states and covered a distance of approximately 26,000 kilometers. Rodrigo Terpins was racing aboard T-Rex and finished 8th in the overall competition and third in the prototype T1 category. In fact, this event was dubbed the most prestigious in Brazil and drew the attention of enthusiastic fans, rally drivers, and sponsors from all over the world. After the race, Terpins said that he and his co-driver were focused on staying vigilant and adapting to the terrain and their vehicle. Mr. Rodrigo even admitted the results were beyond their expectations.


Rodrigo Terpins went to the University of Sail Hilaire where his sheer hard work and determination earned him vast skills in business management. Rodrigo Terpins leveraged these skills to rise to the position of President while working at Lojas Marisa. In 2008, Rodrigo Terpins decided to form T5 Participacoes, a company that specializes in organizing racing events in Brazil. Even as an executive at T5 Participacoes, Mr. Rodrigo’s heart lies on rallies. Rodrigo Terpins attributes his success as a rally driver to the support of his brother, Michael Terpins. The Terpins brothers are positive about the future of rally sport in Brazil and believe it will once grow to become the top sport in the world. You can visit their website rodrigoterpins.com


Click here: https://br.linkedin.com/in/rodrigo-terpins



Hussain Sajwani: A Primer

A Dubai Billionaire with the Best in Resources, Knowledge and Connections

Hussain Sajwani, an influential billionaire of much respect, knowledge and resources, has worked with President Donald Trump in the past, and he is more than willing and wishing to do so once more as both he and President Trump seek to expand their affluence within the real estate sector-a division of much growing potential for the US and abroad. Hussain Sajwani has collaborated with President Trump and his family through a business relationship on behalf of the Trump Organization, President Trump’s real estate business sector. Mr. Sajwani and President Trump also celebrated the past New Year’s Eve together and discussed ongoing potential business possibilities and current negotiations. The Trump International Golf Club owes its very existence and success to the collaborative efforts of these two great men, and it’s only a step forward in what’s to come.

More on the Trump International Golf Club – Luxury Villas Now in the Billions

The number is two billion, to be exact: The Trump International Golf Club has now sold slightly above this amount in profits since its founding. Ivanka Trump was a helpful contributor to the finalization of this project as was Eric Trump, though not as heavily involved as Ivanka, despite her busy state at the time. Mr. Sajwani also worked with Melania during this time and often had lunch in New York with each of the Trumps individually.

DAMAC Properties Dubai Co. PJSC – A Solid Pillar Industry of Engineering, Construction, Architecture and Real Estate

Founded in 2002, the well-known DAMAC properties is a public business currently headquartered in Dubai. It’s main founder is Mr. Sajwani, and one may read more at www.damacproperties.com. The company specifically seeks to develop properties of a residential, leisurely and even commercial nature throughout the Middle East but with a focus on Dubai’s region. Real estate projects and investments also lie within the company’s specialties. DAMAC Properties has also been in the news on numerous occasions; it’s biggest headline publications thus far were released last February and March.

More details here: https://aliqtisadi.com/